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The below are sample basic tables. If you would like to build a custom table it would need to be designed and billed out.

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Account Type Interest Rate Annual Percentage Yield
3 Month CD % 0.10%
6 Month CD 0.25% 0.25%
12 Month CD 0.37% 0.37%
12 Month CD Accumulator CD 0.37% 0.37%
18 Month CD 0.40% 0.40%
24 Month CD 0.45% 0.45%
30 Month CD 0.60% 0.60%
36 Month CD 0.65% 0.65%
48 Month CD 1.10% 1.10%
12 Month Accumulator IRA
0.52% 0.52%
18 Month IRA 0.55% 0.55%
24 Month IRA CD 0.60% 0.60%
30 Month IRA CD 0.75% 0.75%
36 Month IRA CD 0.80% 0.80%
A SUBSTANTIAL PENALTY IS IMPOSED ON EARLY WITHDRAWALS.
ANNUAL PERCENTAGE YIELD ASSUMES INTEREST WILL REMAIN IN DEPOSIT UNTIL MATURITY.


Interest Rates on NOW account and Money Market Checking Accounts

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Account Interest Rate Account Value APY
Now Checking 0.08% Any Value 0.08%
Money Market Checking 0.00% $0 to $999.99 0.00%

0.15% $1,000 to $19.999.99 0.15%

0.20% $20,000 to 49,999.99 0.20%

0.20% $50,000 to $99,999.99
0.20%

0.25% $100,000 and above
0.25%
THE ABOVE REFERENCED ANNUAL PERCENTAGE YIELD ASSUMES MONTHLY COMPOUNDING OF INTEREST AND A MONTHLY CREDITING FREQUENCY.
FEES MAY AFFECT EARNINGS ON THE ACCOUNT.
RATES MAY CHANGE AFTER THE ACCOUNT IS OPENED.


Savings Account Information

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Account Interest Rate APY
Savings 0.12% 0.12%
THE ANNUAL PERCENTAGE YIELD ON SAVINGS ASSUMES QUARTERLY COMPOUNDING OF INTEREST AND A QUARTERLY CREDITING FREQUENCY.
SAVINGS ACCOUNT BALANCES UNDER $50.00 DO NOT EARN INTEREST.
INTEREST AND ANNUAL PERCENTAGE YIELD MAY CHANGE AT OUR DISCRETION.

ADDITIONAL FEES RELATED TO VARIOUS BANKING ACTIVITIES

The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account.

Effective May 1, 2014


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Check Printing Fee depends on style of check ordered
Garnishments $75.00
Levies
$75.00
Overdraft (each debit or check paid) $25.00
Non-sufficient funds (NSF) item (each) $25.00
Account Research $30.00 per hour
Copies $0.25 each
Account Balancing Assistance $30.00 per hour
Return Item Charge $6.00 per each
Telephone Transfer - Over $100 FREE
Telephone Transfer - Under $100 $2.00
Counter Checks Data
Stop Payments Data
Wire Transfer- incoming
Customer Data
Non-Customer Data
Wire Transfer - outgoing
Customer Data
Non-Customer Data
Foreign (customer) Data
Row Data
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