Being locally-owned and locally-operated is one of the most beneficial as well as distinguishing characteristics of First State Bank.This trait separates us from our competitors by allowing FSB the pleasure and flexibility of servicing our customers’ needs promptly and personally. 

There is no reason to consult a main office in another city or state. Being locally-owned means decisions are made “at home” by management and a Board of Directors and staff who are, themselves, concerned business people and citizens in the areas we serve.

At FSB, we are large enough to handle all your banking needs and at the same time, small enough to know you by name as neighbors and friends. FSB delivers the services of a true “hometown bank” while also providing you with up-to-date banking technology. We take pride in customer satisfaction as well as supporting the communities we serve. We invite you to take a moment and visit our website for a list of services offered, or better yet, visit us at on of our five locations.


First State Bank of DeKalb County is a community bank devoted to serving Dekalb, Jackson, and Marshall Counties and their surrounding areas. We are a full-service bank interested in promoting the well-being of the areas we serve through involvement in community and civic organizations.